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Individual Life Insurance is issued through The Guardian Life Insurance Company of America (Guardian) and The Guardian Insurance & Annuity Company, Inc. (GIAC). Disability Income products underwritten and issued by Berkshire Life Insurance Company of America (Berkshire). Annuities issued by GIAC, a Delaware Corporation. Variable annuities and securities products and advisory services distributed by Park Avenue Securities LLC (PAS), a registered broker dealer and registered investment adviser. PAS a member: FINRA, SIPC. Park Avenue® Wealth Management is a marketing name for Park Avenue Securities LLC.

GIAC and PAS are wholly owned subsidiaries of Guardian. Guardian, GIAC, and PAS are all located at 10 Hudson Yards, New York, NY 10001. Berkshire is a wholly owned stock subsidiary of Guardian located at 700 South Street, Pittsfield, MA 01201.

Guardian® is a registered trademark of The Guardian Life Insurance Company of America, New York, NY.

Copyright© 2026, The Guardian Life Insurance Company of America. All rights reserved.